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What should I do if the frozen funds in China Merchants Securities account cannot be transferred out?
Ask the reason: Call the customer service phone number of China Merchants Bank at 95555 or go to the issuing bank to ask what the reason is. As long as it is not frozen by the judiciary, it should be said that it can be handled well.

Disposal of system reasons such as pre-authorization: If it is due to credit card consumption, the bank hasn't had time to deduct money during the pre-authorization process, and part of the pre-authorization funds are frozen in the corresponding time. Ignore this and the bank will deal with it soon.

Disposal of freezing caused by incorrect password: If the user or others enter the wrong password for many times, the account will also be locked. Don't do anything about the freeze caused by this reason, it will be unlocked automatically after 24 hours. Other reasons, such as loss reporting, will be restored in the short term.

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Matters needing attention in securities investment:

According to the process, brokers do not need a bank card to open a stock account, but only need to know which bank the customer runs for pre-designation. The customer is a securities company, and it needs a bank card to go to the bank for tripartite confirmation, so if you are going to open a new bank card, you might as well do it by the way when you go to the bank for tripartite confirmation.

Of course, because some brokers can handle the tripartite confirmation of some banks in one stop at the brokerage counter, or some bank pos machines can complete the confirmation at the securities counter, and some securities companies are next to many banks, it is very convenient for users to bring their bank cards if they already have them.

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