The famous investment guru Benjamin Graham once said in his book "The Intelligent Investor": Investment activities are not about beating others at their games, but about controlling yourself at your own game.

Smart investors never rely on luck, but form good and rational investment concepts through long-term experience.

and better understanding of the market.

New investors may not be familiar with the market and do not have a mature investment system, so they rely on luck to make money in fund investments. However, for veteran investors, although they cannot be said to be familiar with the market, they can already well balance risks and risks.

Gained.

We can find the problem by comparing it from several aspects.

When new investment types first enter the market, they may try their hand at the advice of friends and financial managers, or see major fund platforms. They buy a small amount of a fund and unknowingly end up buying it.

A bunch of funds hold a lot of money, but they don’t know much about each fund. They make profits by casting a wide net. This kind of investment is more speculative, that is, trying their luck to make money. Old funds are already in the

Having been in the market for many years, I have a certain understanding of the styles and investment preferences of each fund manager. After careful selection, I will retain some of the funds I trust to hold heavy positions, keep few but fine, and insist on long-term investment.

Investment goals New funds will also set a goal for themselves when they first start investing. As the market changes at any time, the goal can easily deviate. For example, if you encounter a wave of good market conditions, you can’t wait to set a profit limit.

The target was increased from 30% to 40%, but greed was insufficient. Soon the market trend changed and turned from profit to loss. So I summarized this as difficult to grasp the market and bad luck.

For a mature old Christian, he will stick to his investment goals, will not change his investment strategy easily, and has strong investment discipline.

Investment mentality: When the market goes up, you are enthusiastic and feel that you can make all the money in the market. When the market goes down, you feel bad and even have no intention of working. This is the most common investment mentality for new funds.

It is easy to make some irrational investment decisions due to emotional fluctuations. The speculative nature of investment has also increased, and the element of luck will naturally increase. However, for old funds, they have experienced the ups and downs of the market several times and can maintain a relatively calm and rational attitude towards the market.

Profit and loss.

Make reasonable choices at the right time.

Frequent timing of investment, frequent buying low and selling high, this is the most obvious manifestation of relying on luck to make money when buying funds. The market is unpredictable, and timing is the most difficult part. What you buy when buying a fund is long-term returns and trust.

Leave it to a reliable fund manager.

When facing investment, smart investors must be patient, restrained, disciplined, and eager to learn. Only in this way can they get rid of the wrong stage of making money by luck when buying funds.