Yes, online lending refers to direct lending between individuals through the Internet platform. According to Jieyue United official website, Jieyue United Information Consulting Co., Ltd. (hereinafter referred to as "Jieyue") is a comprehensive information consulting service platform based on Internet technology, integrating finance and industry, and serving the real economy. The business scope covers credit data integration, credit risk assessment and management, credit loans and other information consulting services. Jieyue United relies on the Internet for loans, so Jieyue United is an online loan.