1. product type: AliPay financial selection is a fund fixed investment plan, and users can choose to invest in the specified fund products regularly and regularly. Jin Xuanbiao is a fund portfolio product. Alipay combines multiple funds into one product for sale according to users' risk preferences and investment objectives.
2. Investment method: Alipay Gold Selection is a regular fixed investment, and users can choose a monthly fixed investment. The gold selection standard is one-time investment, and users can choose to invest a certain amount at one time.
3. Risk-return: The risk-return of Alipay Gold Selection is related to the selected fund products, and users can choose the appropriate fund products according to their risk tolerance. Gold selection criteria are combined by Alipay according to users' risk preferences and investment objectives, and risks and benefits are relatively more balanced.
4. Cost: The cost structure of Alipay gold selection and gold selection standard is also different. The expenses of Alipay Gold Selection mainly include fund management fees and sales service fees, and the specific expenses depend on the selected fund products. The fees of gold selection criteria include fund management fees and portfolio management fees, and the specific fees depend on the selected fund portfolio.
Generally speaking, Alipay gold selection is a fund plan with regular fixed investment, and the gold selection standard is a one-time investment in fund portfolio products. Users can choose their own products according to their own needs and risk preferences.