Hello, the answer upstairs is not accurate. After 2007, according to the regulations of the China Securities Regulatory Commission, external deduction is adopted for fund subscription, not the majority.

External deduction can protect the interests of fund holders. Buy a fund of 1000 yuan if the rate is 1.5%.

According to different calculation methods, the net purchase amount is 985.22 yuan and 985 yuan respectively. Don't underestimate that it is only 0.22 yuan. If you buy in large quantities, there will be a price difference of hundreds or even thousands of dollars.

The handling fee is calculated by deduction method: handling fee = 1000 yuan-1000 yuan/(1+1.5%) =14.78 yuan.

Calculation method of internal deduction: handling fee = 1000 yuan * 1.5%= 15 yuan.

External deduction method can not directly help investors save money. When you buy 1 10,000 yuan, you can't just pay more than 9,000 yuan, but you still have to pay 1 0,000 yuan, but the deduction method allows you to buy more shares.