Buying funds in banks has less preferential subscription rates compared with other third-party consignment platforms, resulting in higher subscription rates than other consignment platforms. In addition, the bank will charge a certain handling fee for the consignment funds.

Therefore, investors should try to choose a platform with a lower subscription rate when purchasing funds, and try to keep holding the funds for more than seven days when selling them, otherwise they will charge a high redemption fee of 65,438+0.5% of the turnover.