In fact, the shock period is a good time to open a position. Buy low and sell high. With the same funds, you can buy more stocks at a low level and the cost is lower.
For funds with large fluctuations, the fixed investment of the fund will be better than one-time investment. After all, it is hard to predict. Is it the lowest now ~!
So, we just need to wait patiently!
In addition, list the steps and methods of selecting funds for the project:
1. First, choose the appropriate type by category: if it is a fixed investment, choose index funds and mixed funds with relatively large fluctuations.
If it is a one-time investment, choose a pure debt fund without convertible bonds in the bond fund.
2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.
3. Look at the performance of the fund, and choose the one that has grown steadily in the past year, and the income is better.
4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10% and the stock base is within 45%), and the replacement frequency (do not change frequently).
Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."
Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.