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How to judge whether the fund is on-site or off-site
According to different standards, funds can be divided into on-site funds and off-site funds, and investors can distinguish whether a fund is an on-site fund or an off-site fund according to the differences between them.

1, the difference on the trend chart

There are five quotations in the chart of the on-site fund, but there are no five quotations in the chart of the off-site fund, which generally shows the performance chart.

2. The handling fee is also different.

On-site funds generally charge a certain commission according to the turnover, while off-site funds charge a certain subscription fee and redemption fee according to the turnover.

3. Different purchase methods

On-site funds are generally purchased in the secondary market through stock accounts, while off-site funds are generally purchased through third-party consignment platforms such as banks and Alipay, which is why investors cannot purchase some funds on Alipay.

4. Different investment strategies.

Most OTC funds can make fixed investment operations, and there is no fixed investment operation in the market.

5. Different price changes

The price of OTC funds changes in real time with investors' buying and selling, while the net value of OTC funds is only one a day.

1, trading places is different.

This is the simplest way to distinguish off-exchange funds from off-exchange funds. OTC funds refer to funds traded on exchanges, and OTC funds have more channels for purchase and redemption, which can be used in banks, brokers or third-party financial platforms.

2. Transaction rate

Off-exchange funds are purchased through a third-party financial platform. Generally, the subscription fee is 10% off, and the redemption fee is determined according to the holding time. Generally, the shorter the holding time, the higher the redemption rate. The trading fee of the on-site fund shall be executed according to the commission rate signed by the client and the brokerage firm. Whether to cancel the single minimum 5 yuan limit?

3. Transaction price

The trading price of on-site funds is the published price that changes in real time, while the trading price of off-site funds is fixed.

4. Different thresholds

Compared with the minimum investment of OTC funds 10 yuan, OTC funds have a higher threshold and need to start with one hand. If you buy an ETF over the counter, you need 1 10,000.

5. Arrival time

On-site funds can be sold at T+ 1 day after purchase, and the funds can be used after the transaction is successful. Generally, OTC funds can only be redeemed after T+2 days after purchase, and the time for funds to arrive is generally T+ 1 to 7 working days.