Riding an electric car can get medical insurance, but not all expenses can be reimbursed. Only those who meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards can be reimbursed. The expenses for reimbursement of medical insurance shall be paid from the basic medical insurance fund in accordance with state regulations. The reimbursement receipt for injuries caused by riding an electric car can be reimbursed as long as it meets the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and related medical expenses such as emergency and rescue as stipulated by law. Victims have medical insurance and are treated locally, or in hospitals that can use medical insurance in different places.

Medical insurance conditions for injuries caused by riding electric vehicles:

1, outpatient doctors and inpatient doctors will repeatedly ask whether it was an accident of both sides. Personal accidental falls can use medical insurance, but if it is the responsibility of both parties, it cannot be used; (Is there any third party liability?)

2. For medical insurance admission, it is necessary to stamp the traffic police in the area where the accident occurred. The traffic police will check the police record at the time of the accident and judge whether there is any third party responsibility;

3. Individuals take the medical insurance admission application form signed by the attending doctor and stamped by the traffic police, go to the payment hall to find the medical insurance card and stamp it, and then they can use the medical insurance.

Legal basis: Article 8 of the Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law.

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.