Risk assessment methods of personal operating funds;
Users log in to the Palm Bank APP, click "Investment-Fund", click the holding area at the top of the fund homepage, and click "Settings-Risk Assessment" to evaluate the fund risk.
Risk assessment method of personal banks operating bond market;
Users log in to the Palm Bank APP and click "Investment-Bond Market Treasure-Selected Bonds/Bond List" to display bond investment varieties. If there is no contract, the user will be prompted to click "Buy" to sign the contract first, and then click "Confirm" to jump to the risk tolerance assessment.
According to the regulations of the Agricultural Bank of China, when an individual applies for fund business for the first time, he/she must fill out the Assessment Questionnaire on Risk Tolerance of Individual Customers, which cannot be filled out by others. The default validity period of risk rating evaluation results is one year, and it can be re-evaluated as needed during the validity period. The risk level needs to be re-evaluated after the expiration.
Before purchasing wealth management products for the first time, you should fill in the Questionnaire for Risk Tolerance Assessment of Individual Investors of Agricultural Bank of China at the counter (any business institution in the province where the bank is located), and the risk tolerance assessment result is valid for one year; Customers who have not conducted risk tolerance assessment for more than one year or have events that may affect their risk tolerance can re-evaluate their risk tolerance at any outlets or e-banking channels when purchasing wealth management products again.