Most of the funds sold are the same, but there are some differences. Some funds are only sold by ICBC, and some are only sold by CCB, but most of them are agents of two banks. The subscription fee is the same. Online banking is also a partial fund discount, and the name of the discount fund is published on the relevant link on the bank homepage. The discount rate is not as large as that bought directly on the fund company's website, but it is more convenient and clear to buy all funds together than to go to the fund company's website one by one.