The contribution rate of enterprise medical insurance fund is 2% of employees' total wages.

The stipulation that the employer's contribution rate should be controlled at about 6% of the total wages of employees is based on the principle that the level of basic medical insurance should adapt to the development level of productive forces in the primary stage of socialism in China, and is calculated according to the actual affordability of finance and enterprises.

according to statistics in recent years, the proportion of medical expenses actually incurred by employees in China is about 1%, of which the proportion of medical expenses actually borne by finance and enterprises in total wages is about 7%, and the proportion of medical expenses actually borne by finance and enterprises in wages is about 6% after deducting the expenses of retired personnel and college students who are not in basic medical insurance coverage and the medical expenses of industrial injury and maternity of enterprises. 6% is the basic medical insurance cost that the national average finance and enterprises can pay.

therefore, from the national level, taking about 6% as the control standard of the national employer's contribution rate is in line with the current level of China's productivity development, and both finance and enterprises can bear it.

However, the national control standard can be measured by the national level. Due to the great difference in medical consumption in China, 6% can not be regarded as the absolute control standard of the national employer's contribution rate. For specific areas, the employer's contribution rate should be reasonably determined according to the actual affordability of local finance and enterprises.

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