on the way of profit from essential risk, creditor's rights, equity, The difference between fund investment: creditor's rights: the general way to make profits is interest income equity: the investment nature is risky, dividend income and bid-ask spread income fund: the investment nature risk is moderate, dividend income and bid-ask spread income fund are investment varieties between creditor's rights and equity. Creditor's rights investment generally has a long time limit, and most of them are calculated in years. Creditor's rights investment has the risk of returning the principal or moral hazard, but its return is stable. There are short-term and medium-long-term equity investments. The short-term is to buy today and sell tomorrow, and the medium-long term is calculated in months or years. Equity investment is to bear the risk of equity fluctuation, such as the risk of falling and the risk of not paying dividends, because it has the highest return, if you know how to invest or speculate. Fund investment: There are two kinds of funds: open-end funds and closed-end funds, both of which give money to others to help them speculate in stocks or invest in government bonds. The main risk comes from the risk of fund net value fluctuation, that is, if your net value falls after buying, the fund you hold will also fall. Both of them earn their income by paying stable dividends every year and having less risk of fluctuation than stocks. Open-end funds have redemption fees, which generally reach 2%. That is, if you buy 1, open-end funds, you have to pay 2% more commission than closed-end funds, and closed-end funds only need to pay .2% of the total commission, while open-end funds have to pay about 2.2% (about 2,2 yuan) commission. Therefore, the open type is generally calculated in months, while the closed type can be calculated in days. If you have any questions, you can continue to ask me.