Whether buying a fund with high net worth is the right choice, I believe everyone here has their own considerations. This small series specially arranged a report about high net worth buying funds, hoping to answer some doubts for people.

Buy funds with high net worth.

There will be a situation in the fund market where the strong are always strong and the weak are always weak, but this does not mean that investors can buy when the fund's net worth is high, and should sell and stay away when the fund's net worth is low.

When investors buy funds, they should consider the trend of the theme, market conditions and other factors. If the market is good and the fund's performance is good, which can promote the fund's net value to continue to rise, investors can consider buying some at the high level of the fund's net value; If the market situation is poor and the performance is getting worse, investors can choose the position with higher fund net worth to clear the position, or continue to wait and see; When the fund's investment target ends the upward trend and starts the downward trend, investors can choose to clear their positions at the high level of the fund's net value. On the contrary, when the investment target of the fund continues to rise and is expected to hit a new high, they can choose to buy some at the high level of the fund's net value.

Will the fund lose money if its net value is high?

Whether the fund will lose money when its net value is high depends on the situation, but if it is bought when its net value is high, the risk is greater, because the position of the fund is better, the possibility of backwardness is greater, and the fund may have a bubble.

But if it is a good fund, it is possible that the fund will go up, because whether the fund goes up or not is related to the direction of the fund investment target. For a simple example, if the investment target of equity funds is stocks, then equity funds will go up. If the heavy stocks of equity funds are falling, then equity funds will also go down.

Therefore, the relationship between the fund's increase and the fund's net value is not great, but it reflects the fund's good position to some extent. The fund is a fluctuating product, which goes up and then goes down. When the fund is in a higher position, there may be a risk of capital withdrawal, so the risk is relatively large.

Is the net value of fund subscription high or low?

Generally speaking, it is better to buy funds with low net worth, but it should be noted that low net worth does not necessarily mean making money, because funds with poor net worth may continue to fall, but the purchase cost of funds with low net worth is lower.

When buying a fund, you should pay attention to it, and you can't just decide on the net value of the fund. There are many other places that need to be analyzed, such as the past performance of the fund. Although the past performance of the fund does not represent the future, it will still have some reference.

Secondly, we should choose a good fund manager. Funds are managed by fund managers, so choose a good fund manager. We can analyze it by looking at the fund manager's employment return, past fund management income, employment years and so on.

In addition, the size of the fund should also be considered. If the fund is too small, there is a risk of liquidation. If the fund is too large, it will be difficult to manage. Therefore, when choosing the fund size, it will be better to choose a moderate one.