First of all, adjust the allocation of funds in a timely manner, reduce the investment of high-risk stock funds, continue to invest in broad index funds, and at the same time turn some funds into bond funds to prepare for defense.

This is the most important thing this year. Secondly, set a reasonable profit-taking target. Once the goal is achieved, it is necessary to sell it in time. Don't be tempted by high profits. Enough is enough. Finally, adjust the mentality, control the position, and wait patiently for the market to turn around.

There are two reasons:

First, the allocation of funds is unreasonable, and the concentration of funds invested is very high. They are all stock funds. Once the stock market plummets, funds will inevitably plummet.

Second, there is no timely profit taking. Obviously, some of them have high returns and continue to hold them, expecting higher returns.