The biggest difference between funds and insurance is that the term is different and the guarantee function is different. So no one is good or bad, mainly because investors should choose according to their own needs. For individuals or families, if funds and insurance can be allocated, it will be very beneficial for future personal safety and asset preservation and appreciation.

The advantages of allocating funds are: buying funds is to give funds to trusted fund managers to invest, and investors will have income after investing to make money, so that idle funds can also make money; There are many kinds of funds and strong flexibility. If you allocate some funds, you can redeem them at any time when you need them urgently, and the funds will arrive soon.

The advantages of configuration insurance are: wealth management insurance has a long term and higher income than bank wealth management products, which can prevent unnecessary expenditures from misappropriating investment funds; After the future products expire, these funds can be used as pensions to improve their quality of life; Guaranteed insurance can protect one's personal safety, and can pay for major diseases or accidents and reduce the economic burden after configuration.

Tips: The above instructions are for reference only and do not make any suggestions. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.

Response time: 2021-12-13. Please refer to the latest business changes announced by Ping An Bank in official website.