According to the Regulations on the Management of Housing Provident Fund, units and individuals who have paid housing provident fund can withdraw housing provident fund in full under certain conditions. Under any of the following circumstances, you can withdraw the housing provident fund in full: 1. Individuals are declared dead or missing; 2. The individual is dismissed from the labor contract due to illness, non-work-related injury or other reasons, and is dismissed or dismissed, transferred or revoked according to law. , and has received unemployment insurance benefits or unemployment subsidies, and has paid the basic housing provident fund during unemployment; 3. The individual is ruled as incapacitated or completely incapacitated; 4. Individuals who have reached the age of 60 and are no longer employed; 5. Individuals retire and get relevant treatment or meet other circumstances stipulated by the state. It should be noted that there are certain specific conditions and operational procedures for the withdrawal of housing provident fund, and the applicant should submit the corresponding materials through legal channels before obtaining the qualification for withdrawal. Moreover, there are certain restrictions on the withdrawal amount of housing provident fund, which generally will not exceed the full amount of personal account balance.
Can individuals withdraw the housing provident fund in full when studying abroad? At present, China has not issued specific documents, and there is no clear regulation on whether individuals studying abroad can withdraw the housing provident fund in full. However, in some areas, if individuals can provide relevant supporting materials, such as overseas school admission notices, visas, etc. , which may affect the approval results to some extent.
Under certain circumstances, the housing accumulation fund can be fully withdrawn, but the withdrawal conditions and operating procedures need to meet the requirements. Applicants should carefully understand the relevant policies and regulations so as not to affect the application results.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 38 When a paid employee no longer holds a post in the unit and its business scope, he can withdraw the total amount paid in his account in full.