The financial management in Alipay is risky, and there is the possibility of principal loss, but there is a difference between high risk and low risk. For example, Yu 'ebao belongs to Alipay's financial management, which can be taken out and deposited at any time. Secondly, the money fund docked with Yu 'ebao has never lost money so far, and the annualized rate of seven days is positive. Although it does not represent the future, it will still have certain reference significance.
Secondly, there are five money funds in Alipay Wealth Management: current wealth management * * *, which is relatively less risky and will not lose money for a long time. They are Great Wall Epro Money Fund A, South Cash Increase Fund F, Boss He Hui Money Fund A, Xingtian Tianyi Money Market Fund A and Huitianfu Income Quick Money Fund C. ..
Although they are all money funds with low risk and small fluctuation of funds, the advantage of Yu 'ebao is that it can deposit and withdraw money at any time and has the function of fast arrival. However, Alipay's current financial management can only deposit and withdraw money at any time, but it is not fast arrival, and the arrival time is generally T+ 1.
Investors can choose according to their own needs. There are many kinds of financial management in Alipay. At present, the money fund is the least risky, and it will not lose money if it is held for a long time.