Funds can be purchased through third-party platforms. Generally, the handling fee for buying funds includes 0. 15% subscription fee and redemption rate, with a maximum of 1.5%. Usually, the cheapest fund subscription fee and redemption rate after 7 days are 0, and there are many such funds on the market. For example, Tian Hong CSI Bank Index Fund, with zero subscription fee and free redemption after seven days, can find such a fund with zero handling fee. But if you want to buy a good fund, the subscription fee and redemption fee are very high. How to calculate the fund handling fee? Different funds have different cost calculation methods. Fund fees generally include subscription fees, redemption fees, management fees, custody fees, sales service fees and other fees. The specific calculation formula is as follows: 1. The calculation formula of subscription fee is: subscription fee = subscription amount × subscription rate.

Third-party organizations (such as Tian Tian Fund Network, such as Zhonglu Fund Network and Jimmy Fund Network)

Disadvantages: the subscription fee will be slightly higher than that of the fund company.

Advantages: the subscription fee is low, ranging from 0.6% to 0.3%, and the redemption fee is about 0.5%. Free of charge for regular subscription (Rice Fund is free of charge on Wednesday, and Tian Tian Fund Network is free of charge on Wednesday). ) There are many consignment funds with strong selectivity.

Taobao

Disadvantages: There are not many types of Taobao funds.

Advantages: the fund subscription fee is 0.3% or free. As for the redemption fee, it depends on the price set by those fund companies.