Generally speaking, there are three types, namely, medical insurance for urban workers, medical insurance for urban and rural residents, medical insurance for urban and rural residents, new rural cooperative medical system (NCMS), and medical insurance for rural residents. The payment method, payment amount and insurance benefits of the three are different. Nowadays, many provinces and cities have merged the latter two types of insurance into medical insurance for urban and rural residents. For employee medical insurance, male friends need to pay 25-3 years, and female friends need to pay 2-25 years to enjoy the exemption treatment after retirement. However, if you don't retire and the medical insurance reaches the basic payment period, you still need to continue to pay until you retire. Employee social security medical insurance is an important type of insurance in "employee social security". The amount of individual contribution is calculated according to salary, and the individual contribution is 2% of salary. According to local regulations, the unit payment ranges from 5% to 11%. Together, these two parts are included in the medical insurance fund, and some of them are returned to personal accounts for ordinary outpatient treatment or pharmacy purchase. Urban and rural residents have to pay for medical insurance every year, otherwise they will not be able to enjoy treatment. The amount of individual contributions is around 22 yuan, and the government has more financial subsidies, at least twice as much as individual contributions. Medical insurance refers to social medical insurance. It is a social insurance system that the state and society guarantee the basic medical provisions of workers when they are sick according to laws and regulations. On January 12, 216, the State Council issued the Opinions on Integrating the Basic Medical Insurance System for Urban and Rural Residents, which stipulated that the medical insurance for urban residents should be combined with the new rural cooperative medical system, and a unified medical insurance system for urban and rural residents should be gradually established nationwide. On December 2, 216, the Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with 22 provinces, including Beijing, which applied for the first batch of nationwide networking of basic medical insurance and direct settlement of medical treatment across provinces, marking the official transfer of direct settlement of medical treatment across provinces to implementation.