Has the foundation been falling?
The fund has been falling and will not fall, because as long as the fund is not liquidated, the principal will not fall completely, and even if the fund is liquidated, investors can get back some money, and the remaining funds of the fund will be evenly distributed according to the share held by investors at the time of liquidation. Fund liquidation refers to the realization of all fund assets and the distribution of income to holders. This is not an understanding of the dissolution of the fund, and no investors remain.
According to the relevant laws and regulations of China Fund, if the net asset value of the fund is less than 50 million yuan for 60 consecutive days, or the number of fund share holders is less than 200 for 60 consecutive days, the fund manager has the right to announce the termination of the fund after being approved by the China Securities Regulatory Commission.
The fund invests in a certain proportion of stocks, such as stocks with a maximum of 95% and bonds with 5%. And you must keep a certain proportion of cash, so even if it is the worst, it will not fall, but it will fall miserably.
Even if the fund company goes bankrupt, the net value of the fund will not fall to zero, which is what everyone said. However, if the net value of the fund keeps falling, it is possible to lose the principal. Therefore, the timing and variety of buying funds are very important, and it is especially important to choose the right fund.
The answer to this question about whether the fund will continue to decline is as above, hoping to help you better understand the knowledge and laws of fund development. If the fund you buy has been falling, you can have several choices, such as: throwing it out in time, sticking to it and so on.