Medical insurance subsidy is a preferential treatment and care given by the government to laid-off and unemployed people when they participate in medical insurance. Although it is not implemented uniformly across the country, it has been implemented in some social coordination areas, and more Many coordinating regions are paying attention. In the coordinated areas where this subsidy is currently implemented, the persons receiving medical insurance subsidies are defined as laid-off workers and unemployed persons. With the improvement of the government's social security capabilities, the scope of persons receiving medical insurance subsidies may be further expanded to cover most vulnerable groups.

Which people enjoy medical insurance subsidies?

1. People with subsistence allowances, three no-haves, severely disabled people (Level 1-2) or suffering from major diseases, the medical expenses are particularly high, especially for families Poverty-stricken people;

2. Those who meet the conditions for residents’ basic medical insurance benefits, have personal out-of-pocket medical expenses exceeding 10,000 yuan (in the catalog) in one settlement year, and the fund payment ratio is less than 50% personnel.

According to the data, medical insurance subsidies are provided by the state to solve the needs and practical difficulties of low-income groups in seeking medical treatment. When laid-off and unemployed people participate in medical insurance, the government provides a certain amount of subsidies.

However, it has not yet been implemented uniformly across the country. Currently, only laid-off workers and unemployed people can receive medical insurance subsidies.

The relevant person in charge of the Policy Research Department of the Ministry of Human Resources and Social Security said that the resident medical insurance adopts a financing method that combines individual contributions and government subsidies, and the government will provide subsidies for the individual contributions of people in need such as subsistence allowances.

In recent years, financial subsidy standards at all levels have increased year by year. In 2016, it was raised to no less than 420 yuan per capita, and individual contributions were proposed to be correspondingly increased to no less than 150 yuan.