Financial management needs to consider its own capital scale and risk tolerance, such as short-term treasury bonds, bank deposits, bank financing, fixed-income Public Offering of Fund, fixed-income private equity funds, various long-term bonds, partial public offering, equity private investment, stock or other asset investment, finance or commodity futures, etc.

According to your actual situation, if your risk preference is medium to high, you can choose some partial stock funds to vote or enter the secondary market yourself (if you don't have the energy to study, it is recommended not to).

If the risk is extremely disgusting, you can buy some money market funds with low risk return.

It is best to make a good investment portfolio, such as taking 30% of the funds to enter the medium and high-risk investment field, 50% to make almost risk-free investment, and 20% to make insurance allocation for yourself and your family. This is the correct financial posture.

If you want to do a good job in financial management, you still need to learn some relevant knowledge and choose products with higher returns on the basis of controllable risks.