What does the pension insurance gap mean? Social pooling fund income: refers to the social pooling funds paid by units included in the basic pension insurance scope according to state regulations in accordance with the payment base and payment ratio stipulated by the state, as well as the income obtained through other means that form the source of the fund.
Income includes: social pooling fund income paid by the unit, fiscal subsidy income, interest income, and other income.
Social pooling fund expenditures: refer to the pensions and funeral pensions paid from the social pooling funds to individuals who have retired, retired and retired personnel participating in the basic pension insurance in accordance with the expenditure scope and expenditure standards stipulated by national policies, as well as the transfer, up and down due to insurance relationships.
Expenditures incurred due to fund transfers between levels and other reasons.
Including: basic pensions, transitional pensions, retirement benefits, pensions, retirement benefits, subsidies, funeral benefits, and other expenses.
China's basic pension insurance system implements a model that combines social pooling and personal accounts.
The enterprise's contribution ratio is about 20% of the total salary, and the individual contribution ratio is 8% of one's salary.
Part of the basic pension insurance premiums paid by the enterprise is used to establish a collective fund, and part is transferred to the personal account; the basic pension insurance premiums paid by individuals are included in the individual's household account.
The basic pension is composed of a basic pension and a personal account pension. The basic pension is paid from the social pooling fund. The monthly basic pension is 20% of the employee’s average social salary. The monthly personal account pension is 1/1 of the accumulated amount of the personal account fund.
120.
Find some compensation after retirement. Guess what is Yisheping adjustment subsidy? "Social adjustment subsidy" means the average social wage adjustment subsidy difference, which is a social security term.
How to make up the difference in retirement pension in Chengdu in 2016 1. To make up the difference in retirement pension: The insured person should bring his or her valid ID card, household register, social security card and payment details, photos that meet the requirements and other documents and information; 2. Go to
The social security department in the place where the social security relationship is located applies to handle the gap compensation and retirement procedures, and handles the relevant procedures according to the prompts of the staff; 3. According to the local pension insurance policy for urban and rural residents: (1) The insured person is over 60 years old and the cumulative payment period has expired
15 years, eligible for pension.
If the insured person turns 60 years old less than 15 years ago, he/she should pay the premium annually or monthly, and back payment is also allowed. The cumulative payment does not exceed 15 years; (2) If the insured person turns 60 years old more than 15 years ago, the insured person should pay the premium on an annual or monthly basis.
Payment is made annually or monthly, and the cumulative payment period is no less than 15 years.
4. The above "Chengdu Trial Measures for Pension Insurance for Urban and Rural Residents" (Chengfu Fa [2009] No. 58).
I retired in February 2016. Will my pension be adjusted this year? Under normal circumstances, those who retire from January 1st to June 30th every year will have their pension increased in July. It is estimated that there will be no exception this year, but
It is difficult to say when it will be available this year, because the pension increases for retired employees before December 31, 2015 have not been increased so far, so the increase in pensions for retired employees this year is not to mention.
Just wait!
How to make up for the difference in social security for retired company employees? Those who retire in the first half of the year will get a salary increase this year, and those who retire in the second half of the year will wait until the second half of next year for another increase.
Will the difference in pension for those who retired in 2016 be the same as in previous years? The pension received after retirement consists of two parts.
Pension = Basic Pension + Personal Account Pension Personal Account Pension = Personal Account Savings ÷ Number of Calculated Months (The number of Calculated Months is determined based on the retirement age and the average life span of the population at that time. The number of Calculated Months is slightly equal to (population
Average life expectancy - retirement age)
Average salary paid) ÷ 2 × years of payment
The average monthly salary of employees on the job in the province in the previous year
The historical average of the ratio of the payment base to the average social wage.
The low limit is 0.6 and the high limit is 3.
Therefore, in the two calculations of pensions, no matter what the situation, the higher the contribution base and the longer the payment period, the higher the pension will be.
The receipt of pensions is stipulated indefinitely. As long as the recipient survives, he can enjoy the benefits of receiving pensions on a monthly basis. Even if the personal account pension has been used up, the basic pension will continue to be calculated and paid according to the original standard. Moreover, individuals
Pensions will also increase year by year based on the increase in the average monthly wages of employees in the society.
Therefore, the longer you live, the more you can receive, which is definitely more cost-effective compared to paying fees.