Investors can choose funds from the following four aspects: 1, fund investment industry: choose funds with great development prospects, high profit-making effect or good industry stability; 2. Historical performance of the fund: choose a fund with good historical performance. The higher the historical performance of the fund, the higher the return on investment of the fund; 3. Maximum withdrawal rate: the maximum withdrawal rate is the range from the highest to the lowest net value of the fund in a period of time, and the lower the maximum withdrawal value of the fund, the better; 4. Fund Manager: Choose a fund that has been in business for a long time or managed by a star fund manager. Fund manager is the most important factor of fund income. The better the investment level of fund managers, the higher the expected return.