Current location - Trademark Inquiry Complete Network - Tian Tian Fund - When a company participates in medical insurance for its employees, there is a supplementary medical insurance, which costs 200 yuan per year. How much should the company and employees pay respectivel
When a company participates in medical insurance for its employees, there is a supplementary medical insurance, which costs 200 yuan per year. How much should the company and employees pay respectivel
When a company participates in medical insurance for its employees, there is a supplementary medical insurance, which costs 200 yuan per year. How much should the company and employees pay respectively?

What should I do if my social security is interrupted?

Does it mean that all the years of previous contributions have been cleared?

Will the interruption of social security have any impact? It mainly refers to pension insurance and medical insurance.

Pension insurance, you can enjoy benefits as long as you have paid for 15 years in total when you retire.

Because it can be accumulated, the impact is not significant.

The main impact on medical insurance is specifically realized in the following aspects.

For medical insurance, if you interrupt the payment of the basic medical insurance level: starting from the 1st of the next month, you can use the personal account balance in the medical insurance, and you will not be able to enjoy the medical insurance benefits paid by the medical insurance pooling fund.

Second level of basic medical insurance: Starting from the 1st of the following month, you will not be able to enjoy the medical insurance benefits paid by the medical insurance pooling fund.

The third level of basic medical insurance: starting from the 1st of the following month, you will not be able to enjoy the medical insurance benefits paid by the medical insurance pooling fund.

If the insured person interrupts social security payment for less than 3 months and the cumulative interruption of insurance participation does not exceed 3 months in the medical insurance year, the continuous insurance period before and after the interruption will be calculated together after repayment.

If the insured person interrupts social security payment for more than 3 months and the insured person interrupts the insurance for more than 3 months in total during the medical insurance year, the calculation will be recalculated.

The balance of a personal account will not be reset to zero.

The impact of continuous insurance period on medical insurance 1. Impact on the enjoyment of critical illness outpatient benefits. Basic medical expenses and local supplementary medical expenses incurred by insured persons who enjoy critical illness outpatient benefits will be paid by the basic medical insurance critical illness coordinating fund and local supplementary medical insurance fund according to the following proportions.

Payment: (1) If the continuous insurance period is less than 12 months, the payment ratio is 60%; (2) If the continuous insurance period is 12 months but less than 36 months, the payment ratio is 75%; (3) Continuous insurance period is 75%.

If the insured period exceeds 36 months, the payment ratio is 90%.

2. Affecting the payment limit of the basic medical insurance pooling fund. The payment limit of the basic medical insurance pooling fund for each medical insurance year shall be implemented according to the following standards based on the duration of continuous participation in basic medical insurance by the insured: (1) The duration of continuous participation in basic medical insurance is less than 6 months.

(2) If the continuous participation period is more than 6 months but less than 12 months, it will be 2 times the average salary of the current employees in this city in the previous year; (3) Continuous participation in

If the insured period is more than 12 months but less than 24 months, the salary shall be three times the average salary of the employees on the job in this city in the previous year; (4) If the continuous insurance period is 24 months but less than 36 months, the average salary of the employees on the job in this city in the previous year shall be

4 times the salary; (5) If the continuous insurance period is more than 36 months but less than 72 months, it is 5 times the average salary of the employees on the job in this city in the previous year; (6) If the continuous insurance period is more than 72 months, it is

6 times the average salary of employees on the job in this city last year.

3. Affects the payment limit of local supplementary medical insurance funds. The payment limit of local supplementary medical insurance funds in each medical insurance year shall be implemented according to the following standards based on the time the insured has continuously participated in local supplementary medical insurance: (1) The continuous period of participation in local supplementary medical insurance is less than 6

month, it is 10,000 yuan; (2) If the continuous insurance period is more than 6 months but less than 12 months, it is 50,000 yuan; (3) If the continuous insurance period is more than 12 months but less than 24 months, it is 10

Ten thousand yuan; (4) If the continuous insurance period is more than 24 months but less than 36 months, it is 150,000 yuan; (5) If the continuous insurance period is more than 36 months but less than 72 months, it is 200,000 yuan; (6)

If the policy has been continuously insured for more than 72 months, the amount is 1 million yuan.

Note: The continuous insurance period refers to the continuous period of time the insured actually pays medical insurance premiums in Guangzhou.