Cargo base, the abbreviation of money fund, refers to a financial management method that collects the funds of many investors through the operation of fund managers and gains income by investing in bonds, bills and bank deposits. Money funds have the characteristics of high security, strong liquidity, stable income and basically zero risk, which is more suitable for stable investors to buy.

Every day, people deposit money in Alipay Yu 'ebao and WeChat Bitong, which is the money fund they buy. Although the rate of return is not high, the principal is safe and convenient for daily consumption.