Use of funds: grants and loans are divided into three categories, namely:

Highly concessional loan, with service fee of 0.75% per year (0% before 1994) and loan term of 40 years (50 years before1994), including grace period of 10 year. Countries whose per capita GNP does not exceed $805 can use this kind of loan;

Moderate preferential loans, the annual interest rate is equivalent to 50% of the floating interest rate of other international financial institutions (currently 3.54%), and the loan period is 20 years, with a grace period of 5 years. Such loans are suitable for countries with per capita gross national product between 806- 1305 US dollars;

Ordinary loans, the annual interest rate is equivalent to 100% of the floating interest rate of other international financial institutions (now 7.07%), and the loan term is 15- 18 years, including a three-year grace period, which is suitable for developing countries with per capita GNP exceeding 1306 USD.

The loan projects involve nine areas, including agricultural development, rural development, credit, irrigation, animal husbandry, fishery, resettlement, agricultural product storage, processing and sales, scientific research promotion and training. Recently, support for poor rural women has been emphasized.