The amount on the medical insurance settlement form is reimbursement. The medical insurance billing on the hospitalization bill is to deduct the expenses reimbursed by the medical insurance without the need for personal payment.

Medical insurance means that through national legislation, basic medical insurance premiums should be paid in full and on time by employers and individual employees in accordance with the principle of compulsory social insurance. If payment is not made in full and on time, the basic medical insurance pooling fund will not pay for medical expenses, regardless of personal account. Take the medical insurance payment ratio in Beijing as an example: the employer pays 10% of its total payment base every month, and the employee pays 2% of his salary + 3 yuan for serious illness.