Legal analysis: after participating in the children's hospitalization mutual fund, you can enjoy the following benefits: 1. If you are hospitalized due to injury or illness, you can enjoy part of the advance payment according to the medical certificate and hospitalization settlement certificate of the children's hospitalization mutual fund. When leaving the hospital, those who participate in the "medical insurance for urban and rural residents" will be reimbursed for hospitalization expenses according to the provisions of Shanghai's medical insurance for urban and rural residents, and the rest that meets the scope of payment will be paid by the children's hospitalization mutual fund after deducting the Qifubiaozhun; Those who did not participate in the "medical insurance for urban and rural residents" can be reimbursed 50% of the hospitalization expenses, and after deducting the Qifubiaozhun, the children's hospitalization mutual fund will pay 100%. Some diseases pay the highest compensation. 2 suffering from "serious illness" after the discharge of specialist outpatient treatment costs. Who participated in the "urban and rural residents' medical insurance", urban and rural residents' medical insurance payment conforms to the scope of mutual fund payment, and is paid by the children's hospitalization mutual fund100%; Did not participate in the "medical insurance for urban and rural residents", by the children's hospitalization mutual fund to pay 50% of the reportable range. 3. Rare diseases: children with phenylketonuria, methylmalonic acidemia and propionic acidemia shall be reimbursed for special food expenses according to regulations; Specific drug costs for Gaucher's disease, Fabrizio's disease, Pompeii's disease and mucopolysaccharidosis should be paid by the Children's Hospitalization Mutual Fund for 50% of the reportable range. 4. Children's hospitalization mutual fund sets the highest payment standard.

Legal basis: People's Republic of China (PRC) Securities Investment Fund Law.

Article 22 A fund manager of a publicly offered fund shall establish a good internal governance structure, clarify the rights and responsibilities of the shareholders' meeting, the board of directors, the board of supervisors and senior managers, and ensure the independent operation of the fund manager. Fund managers in Public Offering of Fund can implement professional shareholding plans and establish a long-term incentive and restraint mechanism. Shareholders, directors, supervisors and senior managers of fund managers who offer funds publicly shall follow the principle of giving priority to the interests of fund share holders when exercising their rights or performing their duties.

Article 23 A fund manager of a publicly offered fund shall withdraw a risk reserve from the fund management remuneration. The fund manager of a publicly offered fund suffers losses to the fund property or the legitimate rights and interests of the fund share holders due to violation of laws and regulations or fund contracts. And shall be liable for compensation, he can give priority to the use of risk reserve for compensation.