Dongfang Zhengquan is still very good, with low interest, fast loan and high quota. Is a 10 years of financial intermediary companies.
2. What's the interest rate of the credit loan of Oriental Zheng Jie?
Gitzo's cash loan interest includes not only the normal loan interest, but also the monthly service fee and customer service fee. It is understood that Gitzo's cash loan interest rate is generally 0.58%, while the monthly service rate and customer service rate are 0.78% and 1.58% respectively. Take Gitzo Cash Loan with a one-year term of 5,000 yuan as an example. After the loan expires, the interest is more than 2000 yuan. This is much higher than the bank's cash loan, which is why Gitzo's cash loan interest rate is comparable.
Third, can private lending join the "Oriental Zheng Jie" company? Give a suggestion
In recent years, private lending, fund-raising and other events have been reported in newspapers, ranging from hundreds of thousands borrowed by a friend to billions saved by a group for the public at high interest rates. In the end, investors lost all their money. Similar incidents are not uncommon. From Chen Shaoya, he needs a lot of money to invest in Xuzhou shopping malls and real estate development. She used 15% as bait to raise more than 550 million yuan at a high interest rate of 3% per month; Li Xinghua and others, in the name of Hongru Company, promoted the concept of Pu 'er tea appreciation to the elderly in society through promotion meetings and soliciting customers to issue coupons. The annual interest rate is not less than 16%, and illegal fund-raising reaches tens of millions of yuan. Then, in the name of coal mines or individuals, the coal mine owner Ran Shulu and others illegally raised 65,438+0,539,500 yuan with different high interest rates such as 3%, 5%, 65,438+00% and "borrow one and return two" in the name of coal mines or individuals. Shandong Zheng Ji Health Products Chain Sales Co., Ltd. is suspected of illegally absorbing public deposits as high as 4 billion. In retrospect, it was shocking, but he was brave when the victims were one after another. Why? According to the analysis of the personnel of the Risk Control Department of Zheng Jie, the main reason is that most people can't resist the temptation of high interest rates and lose their minds in the face of unrealistic high returns. We suggest that investors can avoid risks in the following aspects when they encounter similar situations again: 1. Don't interfere if the loan financing behavior continues. An enterprise can't be short of money every year, every month and every day, so as long as it meets an enterprise or individual who is borrowing and financing every day, it must be vigilant. 2. If there is no limit on the loan financing amount, don't get involved. There is no limit to the loan amount and there is no plan. The more, the better. In this case, most of the investment is to pay interest to the predecessors. Don't get involved if you know that there are many investors. Borrowing money from the public is suspected of illegal fund-raising if it exceeds a certain amount. If it is not a product such as a fund issued by a formal financial institution, don't participate with luck. If there is no clear purpose of loan financing, don't get involved. Please be careful if you can't see any substantial business projects, or if the borrowed projects are not profitable at present. Finally, if the promised interest income is obviously higher than the operating profit of the general enterprise, don't get involved. The loan financier will not provide the lender with the mission of maximizing income, and will not operate at a loss. At present, the cost of corporate financing is between 8% and 20%, and the risk of excessive interest will multiply.