Fund investment is becoming more and more popular now, and many investors hope to get some income through investment and financial management, thus improving the utilization rate of idle funds. In addition to understanding the basic trading rules and skills of funds, investors also need to master the transaction costs of funds. There will be a handling fee during the fund transaction, so what is the handling fee for the fund transaction? How to calculate?

How much is the capital handling fee?

The handling fees for fund transactions generally include subscription fees, redemption fees, custody fees and management fees.

1 When an investor subscribes for a fund whose raising period has ended, the fund fee incurred is the subscription fee, and the calculation formula is: subscription fee = subscription amount * subscription rate. The rate varies according to the fund platform and subscription amount.

Specifically: the handling fee rate of subscription amount between 0- 1 ten thousand yuan is 0.15%; 1 10,000 yuan to 5 million yuan, the handling fee rate is 0.12%; The subscription amount exceeds 5 million yuan, and the handling fee is 1000 yuan.

Investors will be charged 1 .000 yuan for a fund, 1.5 yuan for a fund with an investment of 1 .2000 yuan, and 1.44 yuan for a fund with an investment of 6 million yuan.

2 Redemption fee is generated when investors redeem the fund, and the calculation formula is: Fund Redemption Fee = (Redemption Fund Share * Latest Net Value) * Redemption Rate. The redemption fee is related to the length of time that investors hold the fund.

Specifically: handling fee rate1.5% within 7 days; The handling fee rate held within 7 days to 30 days is 0.75%; The handling fee rate for the holding period of 30 days to 365 days is 0.5%; The handling fee rate for the holding period of 365 days to 730 days is 0.25%; The handling fee rate for holding the Fund for more than 730 days is 0.

③ Management fees and custody fees are accrued daily and paid monthly according to a certain proportion of the net asset value of the previous day during the fund investment period, and paid directly from the fund assets. Therefore, investors do not need to pay management fees and custody fees when buying and selling funds.

In addition, if the investment is to buy a new fund, you need to pay the subscription fee, and the general rate is 1%. The conversion fee is required for the conversion fund, including the redemption fee of the fund and the difference between the subscription fee of the conversion fund and the subscription fee of the transferred fund.

Therefore, the handling fees generated by investors in fund transactions still need to be calculated according to the actual situation. The average investor will automatically display the handling fee to be paid when conducting fund transactions.