Product nature: The newly launched wallet of Hangzhou Bank belongs to the bank's T+0 wealth management product, which is equivalent to the current version of bank wealth management. The risk of bank T+0 financing is still very low, which is basically equivalent to R 1 (the lowest risk) bank financing. Such products are endorsed by bank credit and do not involve high-risk investment. The new wallet of Hangzhou Bank is relatively safe.

Risk rating: The risk rating of Hangzhou Bank's new wallet is low, indicating that the principal is not easy to lose. Money funds are also low-risk wealth management products, and the probability of loss is very small.

Scope of investment: Hangzhou Bank's new wallet is also highly secure. As a bank's T+0 wealth management, its investment varieties are similar to those of money funds, mostly short-term bonds with high credit rating. These investment products have good liquidity, stable expected returns and low risks, so there is no need to worry about problems.