If you buy it through a bank, the money will go back to the bank card where you bought the fund. Note: If it is bought by CCB, it is in the fund account of CCB. You have to enter the fund account to transfer money to the daily account, so you can withdraw money directly from the ATM.

If you buy it through a securities company, the money will be returned to your stock account, and then you can transfer the money to your daily account through a third-party depository, so that you can withdraw money directly from the ATM.

If you buy through the fund company's online direct sales, the money will directly return to your associated bank card, and you can directly take the bank card to the ATM to withdraw money.