Secondly, the capital preservation fund only guarantees the principal but not the income, and the capital preservation in the capital preservation fund only aims at the principal. The second and most important point is that investors will not be able to guarantee the principal if they withdraw in advance within the specified time.
Non-principal-guaranteed funds, if investors invest in a fund, will it cause losses to recover the investment of the fund if it fails to reach the prescribed time limit? Some investors may invest in the short term, and will temporarily suspend their investment after there is a problem with capital turnover.
Extended data:
When buying a fund, investors are most concerned about the risk of the fund and whether the fund is guaranteed. The meaning of non-guaranteed fund is whether the principal invested by investors in the investment process is essentially guaranteed and whether they can invest in the fund with complete confidence.
The capital preservation fund has a current period and guarantees the principal. And provide a guarantee fund of 100% or higher for the principal invested by investors within a certain investment period. Secondly, the capital preservation fund only protects the principal, not the income, and the capital preservation.
Principal guaranteed fund has been abroad for many years before it appeared in China, because no matter whether the market is long or short, it will not affect the changes of the market, but also affect the daily life or the original plans of investors. However, in terms of the term, the capital preservation fund has a limit on the investment period of investors. If you don't want to invest and want to redeem in advance, there is no way to guarantee the principal, and you have to pay a redemption fee. Therefore, investors must pay attention to the proportion of redemption procedures and related redemption conditions when investing in capital preservation funds.
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