For example, when buying a fund, the net value of the fund was 1, and when buying 10000 copies, the net value of the fund is now 1.0693, so the fund income =10000 * (1.0693-/kloc-0. This is the profit and loss of this fund's position, and it is the income without deducting the selling expenses. After selling the fund, after deducting the handling fee, the fund's holding profit and loss will be included in the accumulated position profit and loss.
If the fund is sold at 9:00- 15:00 on the trading day, the income will be calculated on that day and redeemed according to the net value of the fund on that day. If the fund is sold after the trading day 15:00, the net value of the fund in the next trading day will be calculated. Although holiday funds are not traded, investors can redeem them on holidays, and their redemption instructions are submitted on the first trading day after holidays, and the redemption price is also calculated according to the net value announced on the night of submission.
Net worth wealth management products are issued by shares, and the net value of unit shares is disclosed regularly or irregularly. There is no expected return, and the net value of products changes with market changes. The change of net value determines whether the expected return of investors is profit or loss.
There is no fixed statement whether the net value of wealth management products is high or low. When buying wealth management products, the level of net worth has little to do with income. Low net worth only means low cost when purchasing, and high net worth only means high cost. The income of net-worth products mainly depends on the difference between the net value when investors sell and buy products, and the subscription share.
For example, a wealth management product A, net value 1 yuan, 5,000 yuan to buy 5,000 copies. The net value of wealth management product B is 5 yuan, with a purchase price of 5,000 yuan 1 0,000 copies. After a period of time, A's net worth is 2 yuan, and B's net worth is 5.5 yuan.
Assuming that the handling fee is not calculated, A's income is 5000*(2- 1)=5000 yuan, B's income is 1000*(5.5-5)=500 yuan, and A's income is much greater than B's, so the higher the net value, the better.