The fund holder redeems the fund share, and the redemption money is generally withdrawn from the custodian bank within T+3 working days, and the longest time is not more than T+ 10 days. QDII overseas funds 13 working days; When an open-end fund is redeemed continuously, the fund management company may suspend accepting the redemption application according to the provisions of the fund contract and prospectus; The accepted redemption application can delay the payment of redemption money, but it cannot exceed the normal payment time of 20 working days, and it must be announced in the designated media. The fund redeemed on the 7th, after two weekends and a Mid-Autumn Festival holiday, should arrive today after a five-day delay. Now, as a fixed interest rate fund, the annual rate of return is over 7% everywhere, and the guaranteed return is more than twice that of a one-year time deposit.