Open-end funds are generally not listed on exchanges, but sold through fund management companies and their designated sales outlets, and banks are the most commonly used sales channels for open-end funds. Which investors are suitable for buying open-end funds? The following is a collection of 202 1 open-end funds for everyone, which investors are suitable to buy _ what are the open-end funds divided according to their investment purposes? I hope I can help you.
Which investors are suitable for buying open-end funds?
1 Taking securities investment as a sideline, I have no time to pay attention to investors. Most participants in the securities market have their own main jobs, and the opening time of securities trading is also the busiest time for everyone to work. Buying a fund can be managed by a professional fund company and you can enjoy the benefits yourself.
Investors who are interested in investing in securities but lack securities knowledge. Due to the lack of securities knowledge, most investors can't conduct in-depth and detailed research on the securities market and listed companies, which makes the investment blind. It is better to entrust a professional fund management company to operate.
3. Securities investors with low risk tolerance. Most investors who are active in the securities market are small investors. If their funds are concentrated on buying one or two stocks, the risk will be too concentrated. Investment is too scattered, involving too much energy, and the investment cost rises, which is not worth the loss. The fund gathers small funds into huge funds, which can be used for portfolio investment calmly, which not only disperses risks, but also facilitates management.
4 investors who expect long-term stable income and do not pursue wealth. Different funds have different investment styles, but they all advocate long-term rational investment. To pursue excess profits, you have to bear double risks. In this securities market, funds represent the mainstream of institutional investors, and the return on investment is not the highest, but it will be relatively stable for a long time.
What are the open-end funds divided into according to their investment objectives?
1 growth fund. A securities investment fund whose basic goal is to pursue long-term appreciation and profitability of assets, so as to invest in listed stocks or other securities with good growth potential.
2. Income-oriented funds. A securities investment fund with the pursuit of high current returns as its basic goal and securities that can bring stable returns as its main investment object.
3. Balance funds. With the basic goal of ensuring capital security, current income distribution and long-term growth of capital and income, the securities investment fund pays more attention to the combination of long-term and short-term "income-risk" in the portfolio.
What do novices need to know to buy funds?
1 Don't be greedy and cheap. When choosing an investment fund, you can't just look at its price. Cheap does not necessarily make money. For example, if you buy a fund, its net value is 1 yuan, which was about 1 yuan a year ago. This shows that the fund has little room for growth and its investment value is not high.
2 Choosing an old fund, it takes time for a new fund to open a position, and there is no historical performance to refer to. The operation of the fund is completely unclear, unlike the old fund, which has a formed investment style and historical performance, and has reference value.
3 be mentally prepared. There is no risk-free investment in the world. Before buying a fund, you must be psychologically prepared, such as preparing for the decline of the fund to avoid the collapse of the mentality at that time.
After reading the above introduction, I believe that everyone has a general understanding of the things that beginners need to pay attention to when buying funds. Beginners need to be cautious when buying funds, but it's not that terrible. In fact, after trying to buy a fund, you can learn more, study more and think more. When buying a fund for the first time, remember not to buy too much. You can try it first.