Equity funds have high risks and high returns, followed by hybrid funds, bond funds and monetary funds with low risks and low returns. You can choose several types of funds according to your own situation. Most of the money that is not used for 5 or 6 years is held in stock funds for a long time, and a small number of funds are held in bonds for a long time. 1 or money that is not used for a short period of 2 months is used to buy monetary funds (equivalent to using current convenience to obtain regular income,

Recommended stock funds: Huaxia Market Select (0000 1 1, which cannot be subscribed at present), Shangtou Advantage (3750 10), Guangfa Small-cap Growth (162703), Great Wall Jiutai (200002) (I will definitely vote. If you want to hold it for a long time, I suggest you buy a back-end fund, so that you can avoid the subscription and redemption costs in a few years. I suggest buying a fund instead of selling it at a high price and buying it at a low price like a stock. Long-term holding costs more than short-term holding. Since I bought my first fund (except the money fund), I haven't redeemed it once.

Recommended bond fund: the back end of Changsheng Bond (5 1 1080), before the earnings of Galaxy UnionPay.

( 15 1002);

After Galaxy UnionPay made a profit,

(15 1 102), Harvest Bond (07000)

Monetary Fund: South Cash Increase (20230 1) has no subscription and redemption fee.