I believe everyone is familiar with the provident fund. When we need to buy a house, the provident fund can relieve us a lot of financial pressure. Now many workplaces also help pay.

So how much is the maximum loan amount that can be obtained from a provident fund of 30,000 yuan?

How much can be withdrawn at one time?

In most areas, the provident fund loan limit for the first house is 20 times the balance, and the limit for the second house is 10 times the balance. So if there are no problems with our credit report, then we can apply for a loan of 300,000-600,000 yuan with a provident fund balance of 30,000 yuan.

However, the specific amount of the loan applied for depends on the repayment ability of the loan applicant.

If you have a housing provident fund of 30,000 yuan, you can withdraw up to 30,000 yuan at a time, and there is no limit on the withdrawal amount.

However, there are prerequisites for withdrawing 30,000 yuan. For example, the total amount of housing provident fund withdrawals when buying a house cannot exceed the payment paid by the employee. If the housing provident fund is withdrawn after retirement, the entire housing provident fund account balance can be withdrawn.