There are certain risks.

Any financial management involves certain risks.

The first part of the financial product description is usually a risk disclosure statement, which is a routine disclosure by banks of various risks that may be hidden in financial products in accordance with regulatory requirements.

But just reading the risk disclosure sheet is not very useful. For example, the risk disclosure sheet for non-principal-guaranteed financial products usually mentions that "your principal may suffer heavy losses due to market changes."

But how big the risk is, risk disclosure documents usually don’t tell investors.

It is necessary to see clearly whether the product is sponsored by the bank or sold on a consignment basis.

Generally speaking, most bank financial products are initiated by banks, but it does not rule out that banks act as agents to sell other financial products. Many high-risk limited partnership private equity funds are sold through bank channels.

It is necessary to see clearly whether the product is sponsored by the bank or sold on a consignment basis.

Generally speaking, most bank financial products are initiated by banks, but it does not rule out that banks act as agents to sell other financial products. Many high-risk limited partnership private equity funds are sold through bank channels.