The biggest feature of net asset value financing is that its net asset value is constantly changing, which is a very common reaction. Therefore, investors should correctly view the changes in net asset value and rationally allocate investment strategies. In the process of holding financial instruments, they can gain income by increasing their own assets, and the "basic assets" owned by such financial instruments are the most basic support of financial products. Taking stocks and bonds as examples, the price of stocks changes obviously, so the stock value owned by financial instruments will also change with time. At the same time, due to the influence of interest rate, credit risk and many other factors, the price is changing with each passing day, so the securities market value of financial instruments is also changing. The difference of investors' mentality caused by the change of net asset value is on the one hand due to people's impact on the traditional concept of "all wealth management products are stable", and on the other hand, they are worried about the "floating loss" caused by falling asset prices. If the net assets are "rising", investors will of course "love", but is the decline in net assets necessarily a loss? Definitely not. The net value of the fund will change with the change of the underlying assets of the fund, which is a reflection of the actual operation of the fund in its life cycle. It belongs to a normal state and cannot be equated with loss and profit. Only "floating loss" and "floating profit" can be used to measure whether there is a loss until the product expires. If you find that the value of your assets is fluctuating, you can look at the recent trend of the stock market and bond market.