The monthly salary of 1.5 million will not only reduce the quality of life, but also save 1 10,000. How is this done?
First of all, it is very important to manage money in a planned way. As soon as my salary arrives, I divide my monthly income into three parts:
1. When I send out the money to be spent every month, I will take out 35% as the daily living expenses and put it into the necessary accounts for fixed expenses such as rent, water and electricity network fees and three meals a day. For this part of the money, I personally am strictly stuck, never spending too much, and at the same time I will not save too much to ensure that my quality of life will not decline.
2. Money to make money Next, I will spend 65,438+05% on investment and financial management, focusing on the pursuit of income and having certain risks. Every month, take out a small part and fix it on Alipay to make a fixed fund investment:
3. Steady appreciation of the currency
So I will also save 50% of my salary and make compulsory savings.
Because from ancient times to the present, the most common way to get rich is to start with savings, make profits in business, and finally gradually expand wealth.