First one? Low risk assets? It is guaranteed in itself. The capital preservation we are talking about here is not propaganda capital preservation, but refers to the capital preservation commitment provided by formal financial institutions under the supervision of the government. Common products include: deposits, smart deposits, certificates of deposit, savings bonds, universal insurance, capital preservation funds and so on.

The second kind? Low risk assets? Although there is no capital preservation clause, because its own funds are invested in safe assets, the income data over the years also show that there is basically no loss record, so it can also be considered as? Low risk assets? Common products are: money fund, bank financing, etc.

All the above? Low risk assets? They are all sound financial choices. When making investment decisions, we don't have to pay attention to risks, just choose products with high returns.

This financial management strategy can be simply understood as the income comparison strategy. As long as we have enough financial market information, the best products can easily increase the return on assets by 20%-50%.

Next, let's give a few examples to illustrate:

Example 1: Many people only recognize deposits as a financial management strategy, and the most exposed channel is state-owned banks, with the highest deposit interest rate of 2.75%. However, there are several deposits in the market with an interest rate of about 5%, such as Tencent Weizhong Bank and Panzhihua Bank. The interest rate is nearly 1 times higher than that of state-owned banks, and it is very convenient to handle them through the Internet.

Example 2: Bank financial management strategy is a traditional and stable financial management product, but the yield has been falling continuously since 20 16, and the average yield has been less than 4%. However, as long as it is replaced by universal insurance with capital preservation, the current online universal insurance yield can reach 5-6%, which means that the yield can be increased by 40-50% at most.

Small series of low-risk asset financial management strategies are here. I hope you can learn more about this knowledge. For more information about financial management strategies, Bian Xiao will keep updating.