Is buying a gold fund a wealth management product?
Buying a gold fund is not a financial product, but it is a financial behavior. In fact, a gold fund is not much different from the fund we usually buy. Gold funds only invest in stocks or hybrid funds with the theme of gold stocks. If the price of gold stocks rises, so will the gold fund. If the price of gold stock falls, so will the gold fund.
The ups and downs of gold funds are based on the ups and downs of investing in the gold market. It is not physical gold, but now it can be purchased directly from Alipay, which is very convenient.
Does buying a gold fund belong to stock trading?
Buying gold funds does not belong to stock trading, and the risks and benefits of buying gold are lower than those of stocks. Take Alipay's E Fund as an example: it is of medium risk and exponential type-gold, 90.82% is an investment fund, 5.06% is an investment bank deposit, 2.66% is an investment bond, and 1.46% is an investment in other funds, but not in stocks.
When buying gold, you should pay attention to the risks, invest from the range you can afford, and then analyze and consider the fund manager, fund income, performance trend and other aspects to choose the gold fund that suits you. Have your own investment style and don't blindly follow suit.
Summary: buying a gold fund is not a financial product, but it is a financial behavior. In addition, buying gold funds does not belong to stock trading, and the risks and benefits of buying gold are lower than those of stocks.