There are three main ways to buy funds. The order of subscription fees is as follows: 1. It is more convenient and safe to purchase funds at the bank counter, but the disadvantage is that the formalities are the most expensive, and there is generally no discount! 2. When purchasing in a securities company, you can open a fund account or a shareholder account. Due to competition, the handling fee will basically be discounted. The disadvantage is that there are not as many bank outlets. Generally, only larger cities have securities companies. 3. To purchase on the fund company's website, you need to run a bank card and open an online bank in advance, and apply for opening a fund account on the webpage. The operation is a little cumbersome, but the handling fee is basically discounted, and it is about 4% lower.