As a simple and efficient financial management method, buying funds has been favored by many investors. Of course, investors are very concerned about income, so which funds will also have income on holidays? Let's take a look at the relevant contents prepared by Bian Xiao.

What fund is profitable on holidays?

1, Monetary Fund

Money funds, which mainly invest in some deposits and bonds, earn interest every day, so they have income every holiday. Moreover, the money fund will calculate the income of the day every day, distribute and pay. When a statutory holiday occurs, the earnings during the holiday will be disclosed on the second natural day after the holiday, which leads investors to find that the earnings of 10,000 shares on the first day after the holiday are particularly high.

2. Bond funds

The income of bond funds mainly comes from the change of net value and bond interest, in which bond interest is calculated according to 360 days, so bond funds have income on holidays, and the income on holidays is generally reflected in the net value of fund shares.

What risks should I pay attention to when buying a fund?

1, market risk. Market risk refers to the risk of market fluctuation due to macroeconomic, policy changes, industry cycle and other factors. When the market is depressed or the market is not good, the net value of the fund will also be affected. Therefore, investors should pay attention to the overall market situation when buying funds, and avoid buying when the market situation is unfavorable.

2. Risk of improper selection of fund managers. The ability and investment strategy of fund managers have a direct impact on the performance of funds. If the fund manager has insufficient investment experience and poor strategy, it may lead to fund losses. Investors should pay attention to the background and past performance of fund managers and give priority to funds with stable management team and good performance.

3. Liquidity risk. Fund liquidity risk usually occurs in the market uncertainty, for example, when the fund faces huge redemption, the fund may be forced to sell assets in order to maintain liquidity, resulting in a decline in the fund's net value.

These are two types of funds that can also benefit from holidays. Investors can consider buying these funds, and of course, they should also pay attention to risks when buying funds.