No, Yi Bei Card is a mobile phone application software that can borrow money quickly. As long as you meet the conditions for borrowing money, you can receive it immediately. After the money was paid back, the loan amount increased immediately. As of July 30, 2022, according to the official announcement of Yi Bei Ka official website, this software is a loan software authorized by the government, and it will not be closed or closed down, because the company that created this software relies on him to make money and improve its development.