Depending on the type of fund, it is difficult to say in a single year. In addition, the fund is called income, not interest. According to the types of funds, the annualized rate of return of money funds is currently 3-3.5%, and the annualized rate of return of bond funds is between Lu -9%. However, the debt base has short-term loss risk, and the annual loss of 10% is possible. Lu -9% is a mixture of average income levels for many years. The annualized return rate of equity funds is around 1.5%, but the short-term risk is extremely great, and it is possible to lose 50% annually. And the average annual income of different funds varies greatly, which is not suitable for short-term investment and is greatly influenced by the stock market. Most funds are risky, not capital preservation. Be sure to recognize the risks before choosing.