The Regulations on the Administration of Credit Information Industry has corresponding provisions on this:

Seventeenth information subjects can inquire about their own information from credit reporting agencies. The subject of personal information has the right to get my credit report twice a year for free. When inquiring about personal information from a credit reporting agency, it shall obtain the written consent of the information subject and agree to use it.

If a credit reporting agency, information provider or information user obtains the consent of the subject of personal information by using the terms of the standard contract, it shall make a prompt enough to attract the attention of the subject of information in the contract and make a clear explanation according to the requirements of the subject of information.

Extended data:

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Regulations on the Administration of Credit Information Industry and other relevant laws and regulations:

Thirty-fifth provincial public credit information providers shall timely, accurately and completely collect the public credit information of their own industries and fields according to the provincial public credit information catalogue, and submit it to the provincial public data work institutions.

The public credit information provider is responsible for the authenticity and integrity of the submitted public credit information. The specific measures for the collection and submission of public credit information shall be implemented in accordance with the provisions of the provincial government on public data and e-government management.

Article 36? Provincial public data institutions shall provide the collected public credit information to provincial public credit institutions. After the expiration of the period of preservation and disclosure of bad information, the information shall be deleted from the credit file in time. Except as otherwise provided by laws and regulations.

Baidu Encyclopedia-Regulations on the Administration of Credit Information Industry